Which is Which? Student loans or Scholarship

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Written on 7:51 AM by Fei Yie.

The issue about the rising cost of education is not new for everyone, be it for rich people or for the those just barely earning a living.

However, this is not of so much of a threat for those who want to enter college but are not capable to meet its expenses. This is because of the two choices made available for them, first is the scholarship programs. And the second is the student loans. They may apply to either of the two.

Basically, the scholarship gives off monetary award which do not require the beneficiary to repay it. Unlike the student loan, the money that was lent to the students will be paid after some time with the corresponding amount plus interests.

Hence, it seems to be apparent that taking a scholarship program is more convenient than the student loan. Yet, you should know that both still consists of its advantages and disadvantages.

In scholarship, the students need not worry about finances throughout his college years. Almost thousands of scholarships are made available yearly. The systems of the programs depend on the financial needs of a certain student.

Although, it doesn’t necessarily mean that you are not intelligent because you were not be able to acquire a scholarship. There are various types of scholarship, one is for the intellectuals who acquire and maintain high grades. The other is the specific scholarships designed for the ones who excel in definite fields, for instance, in the field of sports, math, science, music, stage performers and others.

Those who belong in average I.Q. may still win a scholarship. They may not possess the remarkable level of intelligence to win a scholarship, but their talents may secure them one.

Moreover, there are also scholarships designed for certain races, minorities, and other sectors of the society that needs monetary support. And scholarship is not just confined to college students, the students who would want to pursue further study may also benefit.

There are also several institutions that offer scholarship programs to their members, examples of this are the religious organization and union groups, etc.

Now, if you think you won’t be legible for any scholarship, there is still one option — student loans.

Student loans, as mentioned above is the financial aid given to the students to pay their tuition with the agreement to repay it with the corresponding interests in a given period.

Scholarships do not require for repayment, but student loans do.

The advantage of a student loan is that it will give you freedom to move as a regular student, without the pressure of maintaining high grades and you can do your other activities without thinking of the conflict in the training schedules.

The hassle is when you would consider it, student loans need to be repaid the moment you graduate; you have to pay to the very last cent plus the interests.

If you are the bread winner of your family, paying for it will be another burden though you already have secured a job.

Anyhow, it will depend on you, the important thing is you finish your college education and secure a diploma, be it from a scholarship or through student loans.

The achievement of earning your college education amidst the hindrance of money is the thing you will always be proud of.



How to Apply for a Scholarship: College Freshman’s Recipe

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Written on 10:17 PM by Fei Yie.

When we speak of college scholarship application, the burden is always on the parents. Since they have the responsibility over the education of their children and they know what will be good for them, parents apply personally for the college scholarship of their children.

What if we turn the tide? From primary to secondary education, your parents accepted the responsibility. But you are old enough to take care of a simple college scholarship application. It takes some courage, self-confidence, and some excellent academic records to apply for a college scholarship. Keep in mind that is you who will utilize the financial aid that comes with the scholarship and not your parents. Thus, applying for a college scholarship is now your business, and you can do it with less supervision from your parents.

The procedure for college scholarship application is similar when you apply for college. You need to learn every scholarship opportunity available and make a list of potential prospects that you think will fit your personal needs. Once through with the list, you need to create an application letter and state your achievements (good high school scholastic records and recommendation letters from your high school director and teachers) and you are now on your way on getting into college for less, if not for free.

The above-mentioned procedure is the most common way of getting a college scholarship. However, the chances of success lies in you, and you need to exert more effort to assure yourself of a financial aid when you go to college. To increase your chances, here are some pointers that you can consider:

• You should start as early as your high school years. There are many college scholarships that open during your senior high school year. In addition, these financial aid programs are only open in a specific period of time. Once the application closes, you have to wait for another year before you can file for your application. Starting early will give you better chances of getting the best financial aid available.

• Give importance to the scholarship requirements. Keep in mind that among all available scholarships, there are only few that will fit your qualifications. Read the eligibility standards of the college scholarship that you want to apply. If you found out that the financial aid does not fit with the qualifications that you have, search for another. Do not insist yourself on scholarships where your chances of success is minute.

• Do not forget to complete the requirements asked by the college scholarship. Prepare the documents that are commonly asked by the scholarship grantee to its applicants.

• Your application letter will be your “speaking alter-ego” to the sponsor of the college scholarship you have applied for. Thus, you need to create an application letter that will convince the sponsor that you honestly need the financial aid and you deserve to get one, state honest information in your application. Never include false information especially if your purpose is just to “flatter” the sponsor with your achievements.

After you followed the aforementioned recipe, you are now ready to submit your application to the scholarship screening committee. Be prepared for other requirements (such as interviews and examinations) that will determine if you are eligible to receive a college scholarship.

Follow the aforementioned college freshman’s recipe when you apply for a college scholarship. And best of all, do not forget to pray that the sponsor would consider you eligible for the college scholarship. Good luck!



Five Tips To Save Your Time

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Written on 5:25 AM by Fei Yie.


1. Do certain things fewer times

Things that can be done less or things that can be done once instead of twice are those things that will help us save a lot of time. Clean your house once every ten days instead of every 7 days – you can do that, it’s normal and the house won’t get dirty in those three extra days.

Make a work report every six week not every four weeks if possible.

Keep meetings to inform yourself on ongoing projects twice a month not every week. And the list of things that can be done fewer times can go on forever.

2. Compete with yourself!

Watch the clock and settle to finish an activity by a certain hour. Focus, get rod of anything that could distract you and work more efficiently.

3. Ask more out of 15 minutes.

Can you find 15 minutes a day that you could use more efficiently? Is there lost time in your activities? Or maybe a less important activity you can give up on? If you manage to save 15 minutes every day, you will win in fact 91 hours every year!

4. Do a list of little activities that don’t take you more than a couple of minutes.

Of course, we usually want to deal with the important problems first. But when we feel tired, stressed, in a bad mood, we find it hard to concentrate and we lose our time forcing ourselves. A list of simple activities will help you finalize something and push up your productivity. And obviously it is always better to know you did something, even is it is small, than to realize you haven’t even started anything.

5. Work on a certain project over a certain period of time.

Rather than to try and finalize an activity at once, it is better to tell yourself: “ I will work on this for 15 minutes and see how much I can get done during this interval”. Focus and try to do all you can during those 15 minutes. This is an excellent advice to solve problems or projects you avoided lately.



Fashion Careers You May Be Interested In

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Written on 1:55 PM by Fei Yie.

Do you have a love for fashion? Whether you make your own clothes or fashion accessories or if you regularly find yourself giving fashion advice to those that you know, have you ever thought about a career in fashion? If you haven’t, you may want to take the time to do so. Despite the common myth that a career in fashion is one that is difficult to obtain, it is more than possible with the right amount of willpower and the need to succeed.

When it comes to having a career in fashion, many individuals wonder exactly what they can do. The good thing about fashion is that there are a number of fashion focused jobs and careers out there. Some of these jobs involve working for someone else, like another company, but there are also opportunities out there where you can start your own business and be your own boss. If you would like to know more about some of the many careers in fashion that you may be able to have, you will want to read on.

One of the most popular and sought after careers in fashion is that of a fashion designer. Fashion designers are individuals who design clothing and fashion accessories, like jewelry or handbags. Many fashion designers start out small by making clothes and fashion accessories for themselves and their friends, but many later decide to start selling their own fashions. What is nice about being a fashion designer is that you can continue to make your own clothes or you can hire a manufacturer to do it for you. You may also want to think about selling your own clothes either locally or online.



Speaking of selling the clothes or fashion accessories that you may have designed, that leads to another fashion career. One other fashion career that you may be interested in is being the owner and operator of a fashion store. Fashion stores come in all different size, shapes, and styles. There are some fashion stores that focus on a particular type of clothing, like elegant evening wear, and others who offer all different types of fashions for all different individuals, like men, women, and children. You also have the option of selling your own designs, if you are fashion designer, or buying other designer’s products to sell inside your stores, whether they are online stores, offline stores, or both.

Another fashion career that may be of interest to you is a fashion consultant. Fashion consultants are individuals who advise or consult with their customers on the latest in fashion trends. The clients of fashion consultants are often ones who are unsure about what to wear for a new job, a job interview, an elegant dinner, a wedding, or another important event. If you have a love for fashion, enjoy keeping up with the latest in fashion news and trends, and enjoy giving fashion advice to those that you know, you may want to look into a career as a fashion consultant.

Another one of the many careers in fashion that you may want to look into is one that is relatively unique. Each year, thousands of fashions shows take place in the United States. While a select few of those shows are able to make it on the national news, not all are that popular. Did you know that many local stores and fashion designers have their own local fashions shows? They do, but many do not realize that they can or have the time to plan a fashion show and this is where you can come in. You can make money as a fashion show organizer. Fashion show organizers often target local fashion stores and fashion designers to explain the many benefits of having a fashion show to them. As a fashion show designer, you may be in charge of making the show run well. This often includes booking the fashion show space, designing the stage, hiring the models, and so forth.

As you can see, there are a number of different fashion focused careers or jobs out there for you to choose from. What is even more amazing is that the above mentioned fashion focused careers are just a few of the many that exist.

Goodbye Blog

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Written on 1:46 PM by Fei Yie.

Well, I'm no longer studying at the University of the South Pacific. But don't worry, this blog will not be deleted. I just changed the title and the theme. After all, I'm still a college student. I'm studying at the Institute of Technology Australia now. It's more of an online school, online learning, or distance learning. Whatever you would want to call it. Haha. I can study at home, I just need my laptop and internet. No hassles of going to school, less expenses. Hmmm. LOL. Nah, they got a support centre here so would probably go there sometimes.

I have edited the name of the blog And of course, the subdomain. It is now http://myonlineschooldiary.blogspot.com/.

Thanks to the readers. I realized I'm getting visitors who read the college stuffs I am writing so, I'll keep them coming!

Sorry for the inconvenience.


Toodles,

Feiyie